WOMEN: What to take when traveling (4)

in town

For some days

The challenge is threefold: to remain stylish without seeming to always wear the same thing without neglecting comfort, essential if museums and streets were surveyed. Solution: Choose a base color, and involve two bright colors. Bring a nice pants, a chic top and another print, a cardigan and a jacket, two sweaters and a skirt, a long scarf in anticipation of the night breeze, comfortable moccasins shoes for evening and coordinated bags. Plus, of course, essential already proposed.

For longer

Plan a dress or skirt and pants over a blouse or other top.
Avoid: white, you may wear only once; sets that require such as shoes or bag, etc.
Your suitcase: a rigid model on wheels that will serve for both air travel and for those driving.

source: http://fr.chatelaine.com/

WOMEN: What to take when traveling (3)

Outdoors 

For some days 

Useless here that everything is coordinated: we must think comfortable and lightweight protection against the elements. Opt for clothing that can be superimposed, khaki, olive, neutral colors and synthetic fibers that dry quickly. Shorts and pants convertible, warm but lightweight underwear, cap or hat, sports bra, t-shirt and tank top, sweater fleece, waterproof jacket and pants breathable fabric, jersey, boots or walking shoes, socks heated through and sandals for water as needed. Do not forget the bug spray!

For longer 

Add trousers and tops, a few pairs of socks.
Avoid: black, which is hot and attracts mosquitoes; denim and cotton, drying time; new shoes, because of the risk of blisters.
Your bag: backpack convertible whose parts can detach and serve bag of shipping a day or belt bag. Choose a model whose content is accessible both through the center and up.




Suitcase ideal if you are flying. A rigid model on wheels with retractable handle.

source: http://fr.chatelaine.com/

WOMEN: What to take when traveling (2)

At the sea 

For some days 

In addition to clothing your list of essential, bring in color coordinated, quick dry and well maintained: swimsuit, sarong and blouse great for the beach, flowing dress, jeans, capris, sweaters, fleece jacket, denim jacket, t-shirts (2), shorts, windproof waterproof and easily foldable hat. You also need flip flops and sandals smartest, canvas sneakers or running shoes. And it's an opportunity to bring your jewelery and hair accessories fancy.

For longer 

Add trousers and a coordinated jacket, blouse, T-shirt and some accessories, depending on your activities. If there is space, a skirt or a dress shirt long, comfortable to wear, would also be a good idea.
Avoid: big towel and novel 800 pages that take too much space, very dressy clothes, jewelry and makeup of the great days.
Your suitcase: a tote with wheels. Easy to drag behind, spacious, practical.




Backpack two in one, the smallest can be used for your shipments a day.

source: http://fr.chatelaine.com/

WOMEN: What to take when traveling (1)

Pack up 

We would like to take everything ... but you think that will also carry all! Whatever the journey, prepare his luggage, it is always the same: it lists, are inspected his clothes, they try, then placed in his suitcase.

Make a list 

Create a basic list (and keep it - it will be used also for subsequent trips). Enter any: toothbrush, sunscreen, camera, makeup remover, stain remover for small accidents, address book, earplugs, sunglasses, ballet flats for walking on carpets suspicious aircraft and B hotel, swimsuit and umbrella (it always used when you least expect it).

Then make a list of activities planned travel and, for each, what you want to wear. Keep bulkier clothes to go and return.

The ideal list 

At a basic set (a pantsuit, for example), associate accessories and clothing that will create different outfits.

Bet on permanent press or portable wrinkled clothes (like a shirt and linen pants).

Opt for a neutral color bases and combine them to one or two bright colors. Choose clothes that fit together in many ways.

Bring at least two pairs of shoes, one for walking and comfort, the other, more formal, for outputs.

Complete with accessories, remembering that less is always best: simple jewelry and without much value, handbag mat, tote or backpack folding for tours and excursions.

Take socks and easy to wash in a basin underneath and quick dry: no need to take 14 briefs if you go two weeks.

Bring only the minimum to the toilet and makeup. Use small plastic bottles instead of large size containers. If your travel kit is too small, use resealable bags (Ziploc) to avoid damage to the bag.

Sort and try 

Put all the clothes in your list on the bed, including the ones you'd like to make without being certain to have instead.

Pull footwear and accessories, try your outfits as if you were there.

Inspect clothing. Eliminate duplicates (why two black sweaters?) Stained clothes or do you go more. Sew up missing or loose hems buttons.

Make your final list and drag a copy in your purse: it will be useful to know what to wear and when, but also in case your luggage gets lost en route.

Charge! 

Perfectionists lining their clothes in tissue paper and place them in plastic covers cleaner. No need to do the same: there are few places where one can not have an iron. Or hang your wrinkled in the bathroom while you shower so the steam défripe some clothes.

Place the heaviest at the bottom of the bag, then the less wrinkly and most delicate items on top. Close the pockets and buttons. Loosely wrap dresses and pants on themselves. Return jackets and fold them in half: they are never froisseront.

Put socks in shoes, and jewelery in fabric pouches that you slide into the pockets of jackets.


Tote on wheels with ball bearings.

source: http://fr.chatelaine.com/

WHERE TO TRAVEL IN OCTOBER?

In America, it's the end of the rainy season in many countries, and it is an Indian summer in North America, Canada and northern USA: Discover Atlanta Georgia, Dallas Texas, which has a ideal climate for this season, and Phoenix in the middle of the desert, in the valley of the Salt River, still displaying almost summer temperatures. Argentina also has a warm and dry, and it's the right time to observe wildlife in the Atlantic Patagonia.

In Asia, monsoons and inconvenience finally end and the tourist season starts all over. You can start traveling in India, although parts of the country have enough fresh or cold mountain temperatures. It is also the ideal time to do a trek in Nepal, as well as cultural trips in and around Kathmandu. Southern China is also the end of the monsoon and will welcome you pleasantly.

In Africa, the scorching temperatures are completed in the Maghreb countries, and it is entirely appropriate to visit the interior of Morocco and the Tunisian desert, but Egypt, for example by choosing a cruise on the Nile and serene sumptuous that takes you back in time to warm temperatures. Summer also in Madagascar and South Africa, and Reunion.

In Europe, it is the beginning of autumn, making all Mediterranean regions key destinations, with a sunny yet very satisfying and very mild temperatures: it's time to visit the south of Italy , Andalusia and its beautiful cities in southern Spain, the Greek islands, but also Cyprus, quiet Sardinia, Corsica and the wild preserved before it installs the first rains and the cool fall, and are now cleared of influx of tourists in previous months.

Avoid: Some areas of Thailand are experiencing a period of typhoons can be quite violent. It's not the right time for the regions of the South Pacific, such as Fiji, New Guinea, northern Australia. The Gulf of Mexico and the Caribbean are also areas of cyclones.



Turkey is a nice at this time of the year destination, after the warm temperatures of summer, especially if you want to visit other areas than the coast. 

Cyprus and Mediterranean climate will also bring you great moments of sweetness in October. 

If you want a trip halfway around the world, India is entering its tourist season and Bombay and Calcutta enjoys great weather.

source: www.quandpartir.com

Some tips to reduce bank charges while traveling (4)

Before you go 

Notify your bank before you leave the country you visit. This will prevent your card from being canceled en route when you really need it.
Several institutions allow direct notice on the Internet. Desjardins, I do it when I'm entering dates and countries visited.
Note your credit card numbers and credit so that you will have access in case of theft. The call number for card cancellation is also convenient!
Remember to take a copy of your card as you leave your traveling companion or in another bag in case of theft or loss.
Personally, I never would travel with travelers checks. They became more and more difficult to change and traders receive hate, it reads in their faces. They are also prey to many scams on the road, so unless you use it as an alternative, avoid them.
Find out the maximum amount permitted to be withdrawn per day in Canadian dollars.

On the road 

Vary the methods of payment: I always cash on me and I try as much as possible to pay this way to avoid fees for small transactions.
When possible, I pay with my credit card (in institutions of trust) which gives me additional premium items abroad. In 99% of cases, these points outweigh the costs of conversion / transaction, then I end up winning. Analyze good for you, because all the cards are not born equal!
Some places do not accept payment of Interac kind abroad, so remember to bring a credit card. Visa is the most common, but I happened to have to leave my MasterCard. More options you will have, the better, but hey, do not go crazy either!
Always keep $ 100 in American dollars or euros on you. These currencies are traded better in some countries where you could find none. For example, in Malaysia, I had removed too much money and I was left with more than $ 300 ringgit that I have not exchanged against Canadian money. I had first exchange in euros, which cost me double fees.
Learn about the place or city visited as some distant places just do not have ATMs. Therefore, must be self sufficient funds.
Prefer ATMs affiliated with neighboring banks. You will have less problems to call your card if it ever came to be swallowed during your visit!
More and more accommodation establishments and activity providers accept payment by PayPal or can be booked online. You do not enjoy bargaining power available in some countries, but you will avoid the need to remove and save costs of all kinds, including PayPal.

return 

Analyze your credit card statements and bank.
Calculate the number of times you have withdrawn money, how many transactions you have made, etc. It will help you better manage your finances on your next trip.
Keep your currency or foreign currency notes for an upcoming trip. Exchange them with friends who go to these destinations as required.
Whatever your bank, there are packages designed for travelers. So call your institution and ask what are the different options and do not hesitate to open a specific account for the trip if the bids do not suit you!

source: http://www.moimessouliers.org/

Some tips to reduce bank charges while traveling (3)

Credit cards, a better way to pay? 

I use my credit card much travel as I map Desjardins Odyssey Gold which gives me 2% reward points on my purchases. Of course, I pay a fee, but they are lower than what I would pay in Interac fee and the rate of conversion is interesting. In sum, there is no way to completely avoid the fees, but by amalgamating the various options, it is possible to minimize them. So the credit card prevents me to withdraw money and pay a withdrawal fee, I get 2% discount and ultimately, it often ends up costing me much less. However, check what the costs associated with buying abroad for your type of card are because they vary greatly.

While this is technically illegal, many merchants add additional costs (percentage of the bill) to your transactions paid with credit cards to cover what they owe them, pay to Visa or MasterCard.

To avoid charges of all kinds, make a larger than the amount due on your card payment. You will be able to make cash advances on your credit card in case of problems with your credit card. If you did not, but you find yourself in a situation where you need money quickly, know that there is an additional cost per day before repayment. So are removing and as soon as you have access to a Wi-Fi network, pay off your card by your web portal. You will reduce costs more than if you wait to receive your invoice.

Prepaid credit cards can also be helpful to avoid fees. By cons, ask about methods of coverage for loss or fraud, because the prepaid amounts are not always covered provided the transactions made ​​by someone else.

According to the bank that issued the credit card, it happens that your exchange rate is calculated "oddly", that is to say, we will convert some currencies directly in Canadian dollars, but others will be first transformed in American dollars before being converted into Canadian dollars. So depending on where you go, it is possible that the rate is not as good as if you had changed the money into Canadian currency exchange.

Various tips for longer stays 

Register your bills electronically controlled automatic payment (driver's license, insurance, registration, etc.). So you can handle it remotely as the person who receives your position gives you the number on the invoice received.

Maintaining a minimum balance (which you surely save at least for the first month), some banks waive the monthly fees ranging from $ 4 to $ 30, while it can be a significant amount saved over a year, that is at home or on the road.

Choose a minimal monthly fee since you will only very few transactions (withdrawals only). Some banks allow you to pay not only the transaction. Check the individual price and the price of the package and choose what is the best option for you.

Consider making a power of attorney at the service counter of your institution to someone you trust so that it can take steps on your behalf if something goes wrong while you're on the road. When my ATM card was cut while I was living in Germany, my mother was able to arrange a visa for me, reducing headaches and call charges. Thanks to mom, my new card was also able to more quickly routed myself through FedEx that the bank would have made!

Make sure your cards do not expire during your trip. If this is the case, you can get new before leaving or ask someone who will join you along the way to bring them to you. In my case, I had to make a map of a second institution to avoid problems, but I requested it too late, I had not received my real card before I left ... not much!

source: www.moimessouliers.org